Get the things you love —all without credit*.
Our suite of online and in-store shopping tools and technology frees underserved customers from the barriers of traditional banks and credit card companies—and allows them to get the things they want and need to improve their quality of life.
Get approved for up to $4,000.
Our application is fast and easy to complete, and won’t harm your credit. You could get approved for $300 to $4,000 of shopping power by meeting these basic requirements:
- An active checking account with at least $1,000 of income per month
- 3 months of income history with your current source of income
Government-issued photo ID and an SSN or Taxpayer Identification Number
EXPAND YOUR PURCHASING POWER WITH A SYNCHRONY CREDIT CARD
Refrigerators and recliners. Jewelry and jackets. The things you need are within reach at the places you shop. Our retail credit card programs offer you spending flexibility all over—from the biggest names to the best local gems.
No Interest if paid in full within 12 months*
On purchases of $500 or more made with your Synchrony HOME Credit Card from 02/01/2022 to 07/31/2022. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full 12 months. Minimum monthly payments are required.